Buying a house is one of the biggest and most complex things you’ll ever do. One of the main things that you need to organise is a survey of your new home, which will help identify any issues which you might not have been aware of prior to moving in.
We’ve teamed up with MAP Surveyors to provide you with a few pointers as to why getting a survey is a good idea.
Your mortgage provider will not do a survey
Mortgage companies only insist on a valuation. This is definitely not a survey. Often the valuer will be asked to use standard phrases or even just tick boxes with no room for comment. The valuers client is not you the purchaser, it is the mortgage company.
The valuer for the mortgage may not even be qualified to carry out a building survey
Surprising but true. Many valuers don’t undertake building surveys as they don’t have the expertise required to carry out surveys of that kind.
An estimated 200,000 homes will no longer be insurable against flooding in 2013
With MAP Surveyors new flood report service you can tell whether cuts in flood defences are likely to be a problem for you. It’s not just properties near rivers and the sea that are affected.
Nobody is acting on your behalf if you buy without a survey
The estate agent you buy your property through has a professional duty of care to do the very best for their client – the vendor. MAP Surveyors will be the professionals serving your best interests as the purchaser on the other side of the transaction.
Any property built before 2000 could contain asbestos
This is just one of many things you may be unaware of. Your MAP survey will guide you through the complex process of homebuying giving you full knowledge of many different and equally important things which as your professional advisers we are on hand for to ensure you can have confidence in making the biggest investment of your life.